What Will You Learn?

• Overview of the credit reporting agencies and their role.
• Explaining how credit reports are generated and updated
• Common factors that impact credit scores negatively
• Recognizing errors and inaccuracies in credit reports
• Developing a step-by-step plan for credit repair
• Negotiating with creditors and addressing negative entries
• Strategies for responsibly using credit to build a positive credit history
• Tips for maintaining a healthy credit profile over time